MODERATE RISK

Iowa

Security deposit laws

Iowa security deposit laws are detailed under the Iowa Code Title XI, Chapter 562A. These laws provide clear guidelines on how landlords must handle security deposits, ensuring both landlords and tenants are aware of their rights and responsibilities under Iowa law. Please note that rules and regulations may vary by municipality. Please note that rules and regulations may vary by municipality.

Collecting & Holding

Security Deposit Amount

In Iowa, there is no statutory limit on the amount a landlord can require as a security deposit. The amount is typically specified in the lease agreement.

Options for Holding

Landlords in Iowa are not required to hold security deposits in separate accounts or trust funds. They can use the deposit in any manner they choose, provided they comply with the legal requirements for returning it.

Notification Requirements

There are no specific notification requirements for where or how the security deposit is held.

Payment of Interest Earned

Iowa law does not require landlords to pay interest on security deposits. Interest earned on the deposit is not mandated to be returned to the tenant.

Returning

Timeline for Returning

Landlords in Iowa must return the security deposit within 30 days after the tenant vacates the rental property.

Claims Process

When returning the security deposit, landlords must provide an itemized list of any deductions within the timeline above. The list should include the amount deducted and the reason for each deduction.

If there are disputes, the tenant can file an action in small claims court.

Permissible Deductions

Permissible deductions from the security deposit in Iowa include:

  • Unpaid rent.
  • Costs for repairing damages to the property beyond normal wear and tear.
  • Costs for cleaning if the property was not left in a reasonably clean condition.

Penalties

If a landlord fails to return the security deposit or provide an itemized statement of deductions within the required 30 days, the tenant may be entitled to recover the full amount of the deposit. Additionally, the tenant may be entitled to recover court costs and attorney’s fees if they win a legal action against the landlord.

Special Circumstances

Sale of Property: If the property is sold, the landlord must transfer the security deposit to the new owner, who then becomes responsible for returning it to the tenant.

Tenant's Failure to Provide Forwarding Address: If the tenant does not provide a forwarding address, the landlord is still required to return the deposit or provide an itemized statement of deductions to the tenant’s last known address.

DISCLAIMER: Security deposit laws may vary by county or municipality. The information provided by Build Whale, Inc. is for
general informational purposes only and should not be construed as legal advice. It is not a substitute for consultation with a
qualified attorney. While we strive to provide accurate and up-to-date information, Build Whale, Inc. makes no guarantees or
warranties regarding the accuracy, completeness, or reliability of the information presented.

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